Enrolling in Benefits
If you want health benefits for yourself or your family, you must enroll in one of the plan options within 31 days of your date of hire or a qualifying life event. If you need to add or remove coverage for yourself or your dependents after the enrollment period, you must wait until the next open enrollment period, unless you have a qualifying life event as defined by the IRS.
The IRS requires that you make changes to your coverage within 31 days of your qualifying life event. You’ll need to provide proof of the event, such as a marriage certificate, divorce decree, birth certificate or loss-of-coverage letter.
Please remember to add your Social Security number and the Social Security numbers of your dependents during enrollment.
Qualifying Life Events
It is your responsibility to notify Benefits@alpha-sense.com within 31 days of the qualifying life event. Failure to do so may result in an inability to change your benefit election(s).
Here are some examples of qualifying life events:
- Birth, adoption, legal guardianship, or foster care placement of a child.
- Marriage, divorce or legal separation.
- Dependent child reaches age 26.
- Employee or dependent loses or gains coverage elsewhere.
- Death of an eligible dependent.
- Spouse or dependent becomes eligible or ineligible for Medicare/Medicaid or the state children’s health insurance program.
- Change in residence that changes coverage eligibility.
- Court-ordered change.
- Spouse’s open enrollment that occurs at a different time than yours.
Eligibility
You may enroll in the benefits program if you are a regular full-time employee who is actively working a minimum of 30 hours per week. As a benefits-eligible employee, you have the opportunity to enroll in benefit plans as a new hire, as part of a qualifying life event, or during the annual open enrollment period.
If you’re enrolling as a new employee, you become eligible for benefits the first of the month on or following your date of hire.
Dependent Eligibility
As you become eligible for benefits, so do your eligible dependents. In general, eligible dependents include:
- Spouse or domestic partner
- Your children up to the age of 26. This includes your natural children, adopted children, stepchildren, foster children, or children obtained through court-appointed legal guardianship. If your child is mentally or physically disabled, coverage may continue beyond age 26 once proof of the ongoing disability is provided to and approved by the People team. Additionally, children who have been named in a qualified medical child support order are covered by our plan.