How Does it Work?
Unum’s Critical Illness Insurance helps covered employees and their families offset the financial effects of a catastrophic illness with a lump sum benefit if an insured is diagnosed with a covered critical illness. The Critical Illness benefit is based on the amount of coverage in effect on the date of diagnosis of a critical illness or the date treatment is received according to the terms and provisions of the policy.
Critical Illness Benefits
The benefit for Employees is $30,000. You may also elect Spousal coverage for the same amount. Children up to 26 years of age are automatically covered at $15,000 for no additional cost.
Critical Illness Monthly Employee Contributions
Be Well Benefits
Unum offers an annual Be Well benefit to each covered person on the Critical Illness plan, in which you will receive $50 when you get an eligible screening and submit a claim form to Unum indicating you have completed the screening. These screenings include but are not limited to: cholesterol and diabetes screenings, cancer screenings, cardiovascular function screenings, and annual examinations by a physician, among others. File your claim online with a one-time registration on unum.com or over the phone by calling 1-800-635-5597. Please reference policy #0919782-001.